I AM NOT ABLE TO PAY AT ONCE

• You can quickly and conveniently view all your outstanding debts in Julianus Inkasso’s Self-Service portal, accessible 24/7. Log in HERE. 
• For each debt, you can establish a suitable payment arrangement in the Self-Service portal. 
• You can also make monthly payments to each reference number in the amounts you choose in the Self-Service portal. 

For additional information, call us at +372 681 4456. Together, we will evaluate your situation and find an appropriate payment solution. This way, you can avoid additional court costs on top of your existing debt. 

The fastest and most convenient way to set up a payment arrangement is through Julianus Self-Service. Log in HERE. 

If you create a payment arrangement in Julianus Inkasso’s Self-Service and adhere to the agreed terms (i.e., all installments are paid on time), the debt information in the payment default register at Taust.ee will be marked as “Deferred.” 

Note: In case of late payments, the debt information will appear as standard debt, even for a claim with a payment arrangement set up in the Self-Service portal. 

If there is no option to set up a payment arrangement in Julianus Inkasso’s Self-Service, the debt must be paid in one lump sum. 

For a longer-term payment arrangement, please contact us by calling +372 681 4456 or emailing: meeldetuletus@julianus.ee. 

Recommendation: Pay the largest installments possible, as this will reduce the additional costs associated with the debt. 

A separate payment arrangement must be created for each debt, as each debt has its unique reference number. 

By starting payments on all your debts at once, you will ultimately pay less, as interest charges stop accumulating once the principal debt is paid in full. 

We recommend setting up standing orders with your bank to simplify your life, as monthly payments will then occur automatically. 

The sooner you pay off your debt, the lower the additional costs associated with the debt will be, such as the interest, potential court costs, etc. 

If you wish to make advance payments on your installments or pay a larger amount than usual, please contact us via customer support chat on the Julianus website in the lower right corner, or call +372 681 4456, so we can make the necessary adjustments to the payment arrangement. 

You can conveniently change the installment amount yourself in the Self-Service. Log in to the Self-Service HERE. 

Refinancing is a new loan secured by real estate, intended to pay off all overdue loans, liabilities and bills. 

Refinancing can be an option if your loan interest rates are very high (such as quick loans or SMS loans) or if you have accumulated many different debts and their repayment has become difficult. 

Julianus Inkasso OÜ does not offer refinancing. You may inquire about refinancing options from banks and credit institutions operating in Estonia.